k88936
325466d9b4
feat(会员): AGC 模型目录新增权限档与按档过滤能力
- 新增 agc_model_access.rs：AgcModelAccess（basic/full，缺省 basic 失败开放）、越权错误码 MODEL_NOT_AVAILABLE_FOR_PLAN、AgcModelResolveError，以及会员档位到模型权限档的映射
- AgcModel 末位追加 #[serde(default)] access，存量目录 JSON 缺字段按 basic 解析
- AgcModelCatalog 新增 available_models_for / default_model_id_for / resolve_requested_for：显式越权不静默回退，默认模型优先登记项、不可用时回退目录顺序首个可用项
- 覆盖缺省解析、档位过滤、越权与未知模型区分、无可用模型等纯函数测试
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