diff --git a/apps/ai-game-creator-shell/src/features/app-shell/useAccountWallet.ts b/apps/ai-game-creator-shell/src/features/app-shell/useAccountWallet.ts
index d95dabd72..63d8d9d82 100644
--- a/apps/ai-game-creator-shell/src/features/app-shell/useAccountWallet.ts
+++ b/apps/ai-game-creator-shell/src/features/app-shell/useAccountWallet.ts
@@ -19,6 +19,7 @@ import {
   getClientProfileWalletLedger,
   redeemClientProfileRewardCode,
 } from '../../services/accountHost';
+import { notifyLlmConfigChanged } from '../../services/llmModelCatalog';
 import { useWalletStore } from '../../stores/useWalletStore';
 
 export function useAccountWallet(currentUserId: string) {
@@ -363,6 +364,11 @@ export function useAccountWallet(currentUserId: string) {
       applyRechargeContent(walletSnapshot, response.center);
       if (response.order.status === 'paid') {
         setNativeRechargePayment(null);
+        // 会员到账会改变账号可用的模型档位，但目录 revision 不变；显式通知
+        // ConversationModelSelect 重置已应用 revision 并重新读取，否则锁定列表保持陈旧。
+        if (response.order.kind === 'membership') {
+          notifyLlmConfigChanged();
+        }
         void onWalletBalanceMayHaveChanged();
         return;
       }
diff --git a/apps/ai-game-creator-shell/tests/conversationModelSelect.test.tsx b/apps/ai-game-creator-shell/tests/conversationModelSelect.test.tsx
index 6a4f2a067..2fcecb599 100644
--- a/apps/ai-game-creator-shell/tests/conversationModelSelect.test.tsx
+++ b/apps/ai-game-creator-shell/tests/conversationModelSelect.test.tsx
@@ -747,3 +747,27 @@ test('keeps the applied catalog when the revision is unchanged', async () => {
   expect(screen.queryByRole('option', { name: '视觉' })).toBeNull();
   expect(screen.getByRole('option', { name: '快速' })).not.toBeNull();
 });
+
+test('applies a changed account catalog after an explicit config-changed notification', async () => {
+  const onReady = vi.fn();
+  render(<ConversationModelSelect disabled={false} onReady={onReady} />);
+  await waitFor(() => expect(onReady).toHaveBeenLastCalledWith(true));
+
+  // 会员升降级只改变账号可用档位，目录 revision 不变；显式 notify 必须重置已应用 revision
+  // 并强制重新应用，否则锁定列表会保持陈旧（上一条用例锁住「仅靠 focus 不会更新」）。
+  vi.mocked(loadClientLlmModels).mockResolvedValue({
+    defaultModelId: 'quality',
+    models: [
+      { id: 'quality', displayName: '高质量', agentMode: 'codex' },
+      { id: 'vision', displayName: '视觉', agentMode: 'codex' },
+    ],
+    revision: 1,
+  });
+  act(() => notifyLlmConfigChanged());
+  await waitFor(() => expect(loadClientLlmModels).toHaveBeenCalledTimes(2));
+  fireEvent.click(screen.getByRole('button', { name: '对话模型' }));
+  await waitFor(() =>
+    expect(screen.getByRole('option', { name: '视觉' })).not.toBeNull(),
+  );
+  expect(screen.queryByRole('option', { name: '快速' })).toBeNull();
+});