diff --git a/src/components/image-editor/useImageCanvasGenerationSubmissionWorkflow.test.tsx b/src/components/image-editor/useImageCanvasGenerationSubmissionWorkflow.test.tsx
index e6daf7b52..f81210b13 100644
--- a/src/components/image-editor/useImageCanvasGenerationSubmissionWorkflow.test.tsx
+++ b/src/components/image-editor/useImageCanvasGenerationSubmissionWorkflow.test.tsx
@@ -155,6 +155,31 @@ function createAudioGenerated(overrides = {}) {
   };
 }
 
+function createSoundEffectWalletDialog(
+  id: string,
+  prompt: string,
+): GenerateDialogState {
+  return {
+    id,
+    mode: 'audio-sound-effect',
+    prompt,
+    status: 'idle',
+    composerOpen: true,
+    soundModel: 'eleven_text_to_sound_v2',
+    soundDurationMode: 'auto',
+    soundDurationSeconds: 5,
+    soundLoop: false,
+    placeholder: {
+      x: 200,
+      y: 160,
+      width: 420,
+      height: 120,
+      originalWidth: 420,
+      originalHeight: 120,
+    },
+  };
+}
+
 function createIconResult(name: string, imageSrc: string) {
   return {
     name,
@@ -2636,6 +2661,133 @@ describe('useImageCanvasGenerationSubmissionWorkflow', () => {
     );
   });
 
+  it('refreshes the wallet for an inline sound effect response while the account stays current', async () => {
+    const generation =
+      createDeferred<ReturnType<typeof createAudioGenerated>>();
+    const refreshWalletBalance = vi.fn();
+    generateEditorSoundEffectMock.mockReturnValueOnce(generation.promise);
+    render(
+      <SubmissionWorkflowHarness
+        currentUserId="user-a"
+        projectId="project-a"
+        onWalletBalanceMayHaveChanged={refreshWalletBalance}
+        initialDialog={createSoundEffectWalletDialog(
+          'dialog-sfx-wallet-current',
+          '账号 A 的音效',
+        )}
+      />,
+    );
+
+    fireEvent.click(screen.getByRole('button', { name: '设置初始对话' }));
+    fireEvent.click(screen.getByRole('button', { name: '提交当前生成' }));
+
+    await act(async () => {
+      // 直连回包：不带 queueState，钱包刷新由共享 wrapper 立即触发。
+      generation.resolve(
+        createAudioGenerated({
+          prompt: '账号 A 的音效',
+          audioKind: 'sound-effect',
+        }),
+      );
+      await generation.promise;
+      await Promise.resolve();
+    });
+
+    expect(refreshWalletBalance).toHaveBeenCalledTimes(1);
+  });
+
+  it('does not refresh the previous account wallet when an inline sound effect response lands after the account changes', async () => {
+    const generation =
+      createDeferred<ReturnType<typeof createAudioGenerated>>();
+    const refreshWalletBalance = vi.fn();
+    generateEditorSoundEffectMock.mockReturnValueOnce(generation.promise);
+    const initialDialog = createSoundEffectWalletDialog(
+      'dialog-sfx-wallet-account-switch',
+      '账号 A 的音效',
+    );
+    const view = render(
+      <SubmissionWorkflowHarness
+        currentUserId="user-a"
+        projectId="project-a"
+        onWalletBalanceMayHaveChanged={refreshWalletBalance}
+        initialDialog={initialDialog}
+      />,
+    );
+
+    fireEvent.click(screen.getByRole('button', { name: '设置初始对话' }));
+    fireEvent.click(screen.getByRole('button', { name: '提交当前生成' }));
+    view.rerender(
+      <SubmissionWorkflowHarness
+        currentUserId="user-b"
+        projectId="project-a"
+        onWalletBalanceMayHaveChanged={refreshWalletBalance}
+        initialDialog={{
+          ...initialDialog,
+          prompt: '账号 B 的音效',
+        }}
+      />,
+    );
+    fireEvent.click(screen.getByRole('button', { name: '设置初始对话' }));
+
+    await act(async () => {
+      generation.resolve(
+        createAudioGenerated({
+          prompt: '账号 A 的音效',
+          audioKind: 'sound-effect',
+        }),
+      );
+      await generation.promise;
+      await Promise.resolve();
+    });
+
+    expect(refreshWalletBalance).not.toHaveBeenCalled();
+  });
+
+  it('does not refresh the previous account wallet when an inline sound effect request fails after the account changes', async () => {
+    const generation =
+      createDeferred<ReturnType<typeof createAudioGenerated>>();
+    const refreshWalletBalance = vi.fn();
+    generateEditorSoundEffectMock.mockReturnValueOnce(generation.promise);
+    const initialDialog = createSoundEffectWalletDialog(
+      'dialog-sfx-wallet-account-switch-failure',
+      '账号 A 的音效',
+    );
+    const view = render(
+      <SubmissionWorkflowHarness
+        currentUserId="user-a"
+        projectId="project-a"
+        onWalletBalanceMayHaveChanged={refreshWalletBalance}
+        initialDialog={initialDialog}
+      />,
+    );
+
+    fireEvent.click(screen.getByRole('button', { name: '设置初始对话' }));
+    fireEvent.click(screen.getByRole('button', { name: '提交当前生成' }));
+    view.rerender(
+      <SubmissionWorkflowHarness
+        currentUserId="user-b"
+        projectId="project-a"
+        onWalletBalanceMayHaveChanged={refreshWalletBalance}
+        initialDialog={{
+          ...initialDialog,
+          prompt: '账号 B 的音效',
+        }}
+      />,
+    );
+    fireEvent.click(screen.getByRole('button', { name: '设置初始对话' }));
+
+    await act(async () => {
+      generation.reject(new Error('音效生成失败'));
+      await generation.promise.catch(() => undefined);
+      await Promise.resolve();
+    });
+
+    expect(refreshWalletBalance).not.toHaveBeenCalled();
+    expect(screen.getByTestId('tracked-dialog').textContent).toBe(
+      'audio-sound-effect:账号 B 的音效:idle:open:-',
+    );
+  });
+
   it('does not write a background music response after the scope changes away and back before acceptance', async () => {
     const generation =
       createDeferred<ReturnType<typeof createAudioGenerated>>();
diff --git a/src/components/image-editor/useImageCanvasGenerationSubmissionWorkflow.ts b/src/components/image-editor/useImageCanvasGenerationSubmissionWorkflow.ts
index cae713ff0..cafc5d98a 100644
--- a/src/components/image-editor/useImageCanvasGenerationSubmissionWorkflow.ts
+++ b/src/components/image-editor/useImageCanvasGenerationSubmissionWorkflow.ts
@@ -2182,6 +2182,20 @@ export function useImageCanvasGenerationSubmissionWorkflow({
         } else if (submissionPlan.kind === 'audio') {
           const canvasCompletionPlaceholder =
             getGeneratingDialogPlaceholder(dialog);
+          // 直连回包的钱包刷新由共享 wrapper 触发，而 wrapper 不持有本次 submission scope。
+          // 这里补上与排队路径和 BGM 分支同一道账号门禁：切号后迟到的旧回包不得刷新新账号钱包。
+          const refreshSoundEffectWalletBalance =
+            soundEffectSubmission && onWalletBalanceMayHaveChanged
+              ? () => {
+                  if (
+                    isBackgroundMusicSubmissionAccountCurrent(
+                      soundEffectSubmission,
+                    )
+                  ) {
+                    onWalletBalanceMayHaveChanged();
+                  }
+                }
+              : onWalletBalanceMayHaveChanged;
           const generated =
             submissionPlan.audioKind === 'sound-effect'
               ? await runEditorGenerationWithWalletRefresh(
@@ -2201,7 +2215,7 @@ export function useImageCanvasGenerationSubmissionWorkflow({
                         }
                       : {}),
                   }),
-                  onWalletBalanceMayHaveChanged,
+                  refreshSoundEffectWalletBalance,
                 )
               : await generateEditorBackgroundMusic({
                   ...submissionPlan.input,