diff --git a/apps/ai-game-creator-shell/src/features/app-shell/useAccountWallet.ts b/apps/ai-game-creator-shell/src/features/app-shell/useAccountWallet.ts
index 3fc25a6c5..07a633e5f 100644
--- a/apps/ai-game-creator-shell/src/features/app-shell/useAccountWallet.ts
+++ b/apps/ai-game-creator-shell/src/features/app-shell/useAccountWallet.ts
@@ -198,7 +198,7 @@ export function useAccountWallet(currentUserId: string) {
       return;
     }
     const rechargeLifecycle = rechargeLifecycleRef.current;
-    const snapshotOwnerUserId = currentUserId;
+    const walletSnapshot = captureWalletBalanceSnapshot(currentUserId);
     setSubmittingRechargeProductId(product.productId);
     setRechargeError(null);
     try {
@@ -208,7 +208,7 @@ export function useAccountWallet(currentUserId: string) {
       if (rechargeLifecycleRef.current !== rechargeLifecycle) {
         return;
       }
-      applyRechargeContent(snapshotOwnerUserId, response.center);
+      applyRechargeContent(walletSnapshot, response.center);
       const nativePayment = response.wechatNativePayment;
       const codeUrl = nativePayment?.codeUrl?.trim();
       const expiresAt = nativePayment?.expiresAt?.trim();
@@ -239,7 +239,7 @@ export function useAccountWallet(currentUserId: string) {
       return;
     }
     const rechargeLifecycle = rechargeLifecycleRef.current;
-    const snapshotOwnerUserId = currentUserId;
+    const walletSnapshot = captureWalletBalanceSnapshot(currentUserId);
     const orderId = nativeRechargePayment.orderId;
     setNativeRechargePayment((current) =>
       current?.orderId === orderId
@@ -251,7 +251,7 @@ export function useAccountWallet(currentUserId: string) {
       if (rechargeLifecycleRef.current !== rechargeLifecycle) {
         return;
       }
-      applyRechargeContent(snapshotOwnerUserId, response.center);
+      applyRechargeContent(walletSnapshot, response.center);
       if (response.order.status === 'paid') {
         setNativeRechargePayment(null);
         void onWalletBalanceMayHaveChanged();