diff --git a/server-rs/crates/api-server/src/asset_billing.rs b/server-rs/crates/api-server/src/asset_billing.rs
index 741665a1e..990bd3cd7 100644
--- a/server-rs/crates/api-server/src/asset_billing.rs
+++ b/server-rs/crates/api-server/src/asset_billing.rs
@@ -254,17 +254,27 @@ pub(crate) fn map_asset_operation_wallet_error(error: SpacetimeClientError) -> A
         error = %message,
         "资产操作泥点预扣失败"
     );
-    let status = match &error {
-        SpacetimeClientError::Procedure(message) if message.contains("泥点余额不足") => {
-            StatusCode::CONFLICT
-        }
-        _ => StatusCode::BAD_GATEWAY,
+    let is_insufficient_balance = matches!(
+        &error,
+        SpacetimeClientError::Procedure(message) if message.contains("泥点余额不足")
+    );
+    let status = if is_insufficient_balance {
+        StatusCode::CONFLICT
+    } else {
+        StatusCode::BAD_GATEWAY
     };
+    let public_message = is_insufficient_balance.then(|| message.clone());
 
-    AppError::from_status(status).with_details(json!({
+    let app_error = AppError::from_status(status).with_details(json!({
         "provider": "profile-wallet",
         "message": message,
-    }))
+    }));
+
+    if let Some(public_message) = public_message {
+        app_error.with_message(public_message)
+    } else {
+        app_error
+    }
 }
 
 pub(crate) fn should_skip_asset_operation_billing_for_connectivity(
@@ -315,6 +325,24 @@ mod tests {
         ));
     }
 
+    #[test]
+    fn asset_operation_wallet_insufficient_balance_is_public_message() {
+        let error = map_asset_operation_wallet_error(SpacetimeClientError::Procedure(
+            "泥点余额不足".to_string(),
+        ));
+
+        assert_eq!(error.status_code(), StatusCode::CONFLICT);
+        assert_eq!(error.code(), "CONFLICT");
+        assert_eq!(error.message(), "泥点余额不足");
+        assert_eq!(
+            error
+                .details()
+                .and_then(|details| details.get("message"))
+                .and_then(serde_json::Value::as_str),
+            Some("泥点余额不足"),
+        );
+    }
+
     #[test]
     fn asset_operation_billing_does_not_refund_stale_worker_lease_errors() {
         let stale_error = AppError::from_status(StatusCode::BAD_GATEWAY).with_details(json!({