diff --git a/src/components/image-editor/model3d-generation/useModel3dGenerationTask.test.tsx b/src/components/image-editor/model3d-generation/useModel3dGenerationTask.test.tsx
index ddd1b3065..c59097a23 100644
--- a/src/components/image-editor/model3d-generation/useModel3dGenerationTask.test.tsx
+++ b/src/components/image-editor/model3d-generation/useModel3dGenerationTask.test.tsx
@@ -99,11 +99,13 @@ function renderTask({
   projectId = 'project-1',
   assetFolderId,
   applyQueuedGeneration = vi.fn(async () => true),
+  onWalletBalanceMayHaveChanged = vi.fn(),
 }: {
   dialog: GenerateDialogState;
   projectId?: string | null;
   assetFolderId?: string | null;
   applyQueuedGeneration?: (...args: unknown[]) => Promise<boolean>;
+  onWalletBalanceMayHaveChanged?: () => void;
 }) {
   const onQueuedGenerationTask = vi.fn();
   const view = renderHook(() => {
@@ -126,6 +128,7 @@ function renderTask({
         currentDialog.placeholder ?? null,
       applyQueuedGeneration: applyQueuedGeneration as never,
       onQueuedGenerationTask,
+      onWalletBalanceMayHaveChanged,
     });
     return {
       submitModel3dGeneration,
@@ -133,7 +136,7 @@ function renderTask({
       dialog: dialogs[0] as GenerateDialogState,
     };
   });
-  return { ...view, onQueuedGenerationTask };
+  return { ...view, onQueuedGenerationTask, onWalletBalanceMayHaveChanged };
 }
 
 describe('useModel3dGenerationTask', () => {
@@ -293,6 +296,32 @@ describe('useModel3dGenerationTask', () => {
     expect(submitModel3dTextToModelRequestMock).not.toHaveBeenCalled();
   });
 
+  it('提交失败与「2xx 无任务状态」都按可能已扣费刷新钱包', async () => {
+    submitModel3dTextToModelRequestMock.mockRejectedValue(
+      new ApiClientError({
+        message: '3D 模型生成失败，请稍后重试。',
+        status: 502,
+        code: 'tripo-upstream-error',
+      }),
+    );
+    const failed = renderTask({ dialog: createDialog() });
+
+    await act(async () => {
+      await failed.result.current.submitModel3dGeneration(createDialog());
+    });
+
+    expect(failed.onWalletBalanceMayHaveChanged).toHaveBeenCalledTimes(1);
+
+    submitModel3dTextToModelRequestMock.mockResolvedValue(null);
+    const emptyBody = renderTask({ dialog: createDialog() });
+
+    await act(async () => {
+      await emptyBody.result.current.submitModel3dGeneration(createDialog());
+    });
+
+    expect(emptyBody.onWalletBalanceMayHaveChanged).toHaveBeenCalledTimes(1);
+  });
+
   it('定价段缺失时不发请求，只把不可提交的原因写回面板', async () => {
     applyEditorGenerationPricingConfig({
       models: EDITOR_MODEL_MUD_POINT_CONFIG,
diff --git a/src/components/image-editor/model3d-generation/useModel3dGenerationTask.ts b/src/components/image-editor/model3d-generation/useModel3dGenerationTask.ts
index 1a8c19925..00349e2e9 100644
--- a/src/components/image-editor/model3d-generation/useModel3dGenerationTask.ts
+++ b/src/components/image-editor/model3d-generation/useModel3dGenerationTask.ts
@@ -127,6 +127,8 @@ export function useModel3dGenerationTask({
         if (!queueState) {
           // 2xx 但没有任务状态（空 body 或缺 status 的 payload）不能当成功静默复位：
           // 用户既看不到任务也没有任何提示，服务端细节被丢掉。
+          // 服务端在这条路上也可能已经扣过费，钱包余额同样要按「可能变了」刷新。
+          onWalletBalanceMayHaveChanged?.();
           updateCanvasGenerationDialogById(dialogId, (currentDialog) => ({
             ...currentDialog,
             status: 'failed',
@@ -155,6 +157,9 @@ export function useModel3dGenerationTask({
           errorMessage: undefined,
         }));
       } catch (error) {
+        // 超时等失败也可能意味着服务端已经扣费（与其它生成链路的
+        // runEditorGenerationWithWalletRefresh 同一口径），失败路径也要刷新钱包。
+        onWalletBalanceMayHaveChanged?.();
         updateCanvasGenerationDialogById(dialogId, (currentDialog) => ({
           ...currentDialog,
           status: 'failed',