diff --git a/src/components/platform-entry/usePlatformProfileCenterController.ts b/src/components/platform-entry/usePlatformProfileCenterController.ts
index 4e15f6926..bd117ba93 100644
--- a/src/components/platform-entry/usePlatformProfileCenterController.ts
+++ b/src/components/platform-entry/usePlatformProfileCenterController.ts
@@ -355,7 +355,11 @@ export function usePlatformProfileCenterController({
   const pendingWechatRechargeOrderIdRef = useRef<string | null>(null);
   const confirmingWechatRechargeOrderIdRef = useRef<string | null>(null);
   const rechargeCenterReadRevisionRef = useRef(0);
+  const accountLifecycleRevisionRef = useRef(0);
+  const walletLedgerReadRevisionRef = useRef(0);
   const currentUserId = currentUser?.id ?? '';
+  const currentUserIdRef = useRef(currentUserId);
+  currentUserIdRef.current = currentUserId;
   const walletOwnerUserId = usePlatformWalletStore(
     (state) => state.ownerUserId,
   );
@@ -376,6 +380,8 @@ export function usePlatformProfileCenterController({
 
   useEffect(() => {
     rechargeCenterReadRevisionRef.current += 1;
+    accountLifecycleRevisionRef.current += 1;
+    walletLedgerReadRevisionRef.current += 1;
     pendingWechatRechargeOrderIdRef.current = null;
     confirmingWechatRechargeOrderIdRef.current = null;
     setRechargeCenter(null);
@@ -418,19 +424,25 @@ export function usePlatformProfileCenterController({
 
   const loadWalletLedger = useCallback(() => {
     const snapshotOwnerUserId = currentUserId;
+    const accountRevision = accountLifecycleRevisionRef.current;
+    const revision = ++walletLedgerReadRevisionRef.current;
     setWalletLedgerError(null);
     setIsLoadingWalletLedger(true);
     void getPlatformProfileWalletLedger()
       .then((ledger) => {
         if (
-          usePlatformWalletStore.getState().ownerUserId === snapshotOwnerUserId
+          revision === walletLedgerReadRevisionRef.current &&
+          accountRevision === accountLifecycleRevisionRef.current &&
+          currentUserIdRef.current === snapshotOwnerUserId
         ) {
           setWalletLedger(ledger);
         }
       })
       .catch((error: unknown) => {
         if (
-          usePlatformWalletStore.getState().ownerUserId !== snapshotOwnerUserId
+          revision !== walletLedgerReadRevisionRef.current ||
+          accountRevision !== accountLifecycleRevisionRef.current ||
+          currentUserIdRef.current !== snapshotOwnerUserId
         ) {
           return;
         }
@@ -441,7 +453,9 @@ export function usePlatformProfileCenterController({
       })
       .finally(() => {
         if (
-          usePlatformWalletStore.getState().ownerUserId === snapshotOwnerUserId
+          revision === walletLedgerReadRevisionRef.current &&
+          accountRevision === accountLifecycleRevisionRef.current &&
+          currentUserIdRef.current === snapshotOwnerUserId
         ) {
           setIsLoadingWalletLedger(false);
         }
diff --git a/src/components/platform-entry/usePlatformProfileCenterController.walletLedger.test.tsx b/src/components/platform-entry/usePlatformProfileCenterController.walletLedger.test.tsx
new file mode 100644
index 000000000..3efcfc2da
--- /dev/null
+++ b/src/components/platform-entry/usePlatformProfileCenterController.walletLedger.test.tsx
@@ -0,0 +1,33 @@
+/* @vitest-environment jsdom */
+
+import { act, waitFor } from '@testing-library/react';
+import { beforeEach, describe, expect, test, vi } from 'vitest';
+
+import { usePlatformWalletStore } from '../../stores/usePlatformWalletStore';
+import {
+  profileClientMocks,
+  renderController,
+  userA,
+} from './usePlatformProfileCenterController.testSupport';
+
+describe('usePlatformProfileCenterController wallet ledger', () => {
+  beforeEach(() => {
+    window.history.replaceState(null, '', '/profile');
+    usePlatformWalletStore.getState().resetWalletBalance();
+    vi.clearAllMocks();
+  });
+
+  test('settles a valid read without depending on wallet-store owner initialization', async () => {
+    profileClientMocks.getPlatformProfileWalletLedger.mockResolvedValue({
+      entries: [],
+    });
+    const { result } = renderController(userA);
+
+    act(() => result.current.loadWalletLedger());
+
+    await waitFor(() => {
+      expect(result.current.walletLedger).toEqual({ entries: [] });
+      expect(result.current.isLoadingWalletLedger).toBe(false);
+    });
+  });
+});