fix: route creation wallet chip to top-up entry

src/components/rpg-entry/RpgEntryHomeView.recharge.test.tsx

@@ -3137,6 +3137,41 @@ test('logged in create tab shows real wallet balance beside the brand', () => {
   expect(topbar?.textContent).toContain('1,234泥点');
 });
 
+test('create tab wallet chip opens reward code when recharge entry is hidden', async () => {
+  const user = userEvent.setup();
+  mockNarrowMobileLayout();
+
+  render(
+    <ProfileHomeViewHarness
+      activeTab="create"
+      profileDashboardOverrides={{ walletBalance: 70 }}
+    />,
+  );
+
+  await user.click(screen.getByRole('button', { name: /^70泥点$/u }));
+
+  expect(await screen.findByPlaceholderText('输入兑换码')).toBeTruthy();
+  expect(mockGetRpgProfileRechargeCenter).not.toHaveBeenCalled();
+});
+
+test('create tab wallet chip opens recharge when recharge entry is enabled', async () => {
+  const user = userEvent.setup();
+  mockWechatDesktopLayout();
+
+  render(
+    <ProfileHomeViewHarness
+      activeTab="create"
+      profileDashboardOverrides={{ walletBalance: 70 }}
+    />,
+  );
+
+  await user.click(screen.getByRole('button', { name: /^70泥点$/u }));
+
+  expect(await screen.findByText('账户充值')).toBeTruthy();
+  expect(mockGetRpgProfileRechargeCenter).toHaveBeenCalledTimes(1);
+  expect(screen.queryByPlaceholderText('输入兑换码')).toBeNull();
+});
+
 test('mobile discover search submits public work code', async () => {
   const user = userEvent.setup();
   const onSearchPublicCode = vi.fn();